DENVER (AP) – Colorado Senators Bob Rankin and Kerry Donovan are working frantically on a bill to cut rural health insurance premiums by having the state help private insurers. But the reinsurance bill has been drastically changed. The reinsurance bill faces tough odds with the session scheduled to end May 3. If it passes the Senate it must run through the Democrat-led House to make it to Gov. Jared Polis' desk.